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CSAT logo and Texas State Capitol building The Consumer Service Alliance of Texas is a trade association that advocates the protection of financial choice based on informed decision-making and personal responsibility for Texas consumers. CSAT represents the interests of consumers and Credit Service Organizations
across Texas.
People are talking. Providing financial options
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Credit Service Organizations provide retail financial products and services to Texas consumers. From stores in neighborhoods across the state, hardworking Texans have access to small, short-term loans; money orders; pre-paid telephone and debit cards and other services to help them manage their finances.

One of the services CSOs provide is securing an independent third-party lender for customers who need small, short-term loans to meet their immediate financial needs. Credit Service Organizations do not directly provide loans to consumers.