Credit Access Businesses provide retail financial products and services to Texas consumers. From stores in neighborhoods across the state, hardworking Texans have access to small, short-term loans; money orders; pre-paid telephone and debit cards and other services to help them manage their finances.

One of the services CABs provides is securing an independent third-party lender for customers who need small, short-term loans to meet their immediate financial needs. Credit Access Businesses do not directly provide loans to consumers.